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Are you one of the (scientifically identified) 6 million people who avoids shredding your sensitive documents because of your home shredder. 5.9 million of that number have actually burned up at least one home shredder at some point. 5.8 million have burned up more than one. (I might have made those numbers up.) It might be twice that high. Most families should own a cross-cut personal shredder. They are actually very easy to keep in good shape.
Here’s help on how to use your home paper shredder.

• Buy the best home shredder you can afford, without breaking the bank. You can find many options under $50. If you work at home or like to shred a lot, you might need a higher capacity machine costing between $50 and $200.
• Know your sheet capacity. If the shredder says, “Max. 8 Sheets,” like mine does, it really means 4-6 sheets of regular copy paper at a time. It does not allow for heavier paper, plastic, brochures, or folded items.
• Don’t try to shred everything. Don’t just shred everything because it has your name or address on it. Information anyone can get from a quick Google search or from the phone book doesn’t need to be shredded. However, anything with financial account numbers on them (like your bank statements and brokerage accounts) should be shredded. Your grocery store junk mail, just because you may have a frequent shopper club number there, is not sensitive information. Really, it’s not. Nor are most of your utility bills, believe it or not. Don’t make your little household shredder work harder than it needs to. Use it only for what needs to be shredded.
• If the shredder is usually unplugged for safety or other reasons, then you’ll probably be batch shredding. Your machine will only shred for 15-20 minutes before it overheats. Just give it a rest, and finish your batch another day, or after the machine has had a chance to cool down. Better yet, stop when you hear the motor or the blades laboring. That “rrr…rrr…rrr” sound means you are either feeding it too much paper, or the machine needs a break.
• Occasionally, give your shredder a little treat and lubricate the cutting blades. You can purchase special feeder sheets or shredder oil for this purpose. I’ve used my sewing machine oil with good results. You only need to do this a few times a year.
• Don’t keep shredding if the bin is full. The already shredded paper will jam up against the rotating blades, over-heating the shredder faster than needed. Empty the bin often.
• Unless your shredder specifically allows for it, don’t feed plastics through the machine. They tend to gunk up the blades. I’ve had to surgically remove hunks of melted plastic from household shredders. If your shredder is equipped to shred credit cards and/or computer disks, empty the basket of paper before shredding these items. The paper is recyclable with household recycles in most places. The disks probably aren’t. Throw plastic bits out in the trash separately from the paper.

If you follow these guidelines, your home shredder should do the job for many years. However, if you regularly have more than 2 shopping bags full of material to shred, you can search for free or low-cost community shredding events in your area. Just Google “shred events” and your city, zip code, or region. You can find a current list of shredding events in the greater Philadelphia region

Here is a list of breitling replica shredding events in the Delaware Valley. If you are planning to attend an event, it’s wise to check the website or to call or e-mail to make sure the event isn’t canceled due to weather or other circumstances.

If you can’t wait for an event, try drop-off shredding services from Staples, Office Depot, Wiggins, or Mail Source (Springfield) for about $1 per pound.

Happy shredding!

Saturday, May 31  10 am – 12 pm  Philadelphia
Passyunk Square Civic Association (PSCA)
1400 East Passyunk Avenue & Reed  Philadelphia, PA 19147

Events

Friday, June 6  3 pm – 5:30 pm  West Chester
West Chester Wiggins Auto Tags
1301 West Chester Pike  West Chester, PA 19380
2 paper grocery bags are $10.00
http://www.wigginsshredding.com/residential/tear-fests.php

Saturday, June 21  9 am – 12 pm  Glenside Residents Only
Copper Beach Elementary School
825 North Easton Road  Glenside, PA 19038
http://www.montcopa.org/DocumentCenter/View/6715
http://www.shredone.com/community-shredding-events

Saturday, June 21  10 am – 12 pm  West Chester
West Chester Wiggins Auto Tags
1301 West Chester Pike  West Chester, PA 19380
2 paper grocery bags are $10.00
http://www.wigginsshredding.com/residential/tear-fests.php

Saturday, June 28  9 am – 12 pm  Doylestown
Doylestown EAC Central Park
Wells Road  Doylestown, PA 18901
http://www.titanshredding.com/Community-Shredding-Services.aspx#calendar

Saturday, July 12  9 am – 12 pm Abington Residents only
Abington Township Public Works
2201 Florey Lane  Abington, PA 19001
http://www.shredone.com/community-shredding-events

Typically in our society, we acquire items, things, and stuff.  We use our valuable time to acquire these so called treasures. It may have felt good to collect and accumulate. Yet, when it’s out of control it appears as clutter and usually those feelings change. Overwhelm shows up. That’s the signal, the “red flag”, that it is time to take some action. One action could be evaluating and accessing  the reasons you have what you have. We are not talking about items that serve a purpose, are useful, and make your life better.

Are you holding on dearly to the “stuff” that:

1. Represents “Who” I am, or “Who” I was, or “Who” I want to become

Do you like any of these “Who’s”? Sometimes they don’t align with who you are presently,  or they are reminders of the past, or even reminders of in-completions. If you don’t feel energized or happy with them, then why keep them around?

2. I may need this someday

Future thinking that could keep you up to your eyeballs in excess stuff. It could be said this indicates a lack of trust in the future. Our thoughts can create our reality. If unconsciously your thoughts are coming from a place of lack, you will create that. What do I mean? If you trust that you will have all you need , you will have it!

3. I got this as a gift

Just because your favorite person bought this doesn’t justify saving space for it if you don’t need, want, or like it. Re-gifting or donating gives it a new life from gathering dust or buried in a pile. Using places for unwanted items takes away your precious space.

4. Family relics that have been passed on to me

So maybe you have inherited these things that have no meaning or sentimental value to you. If you feel you want to memorialize the people, choose a few items and get creative. Make a shadow box or a special area to display them. If you will have joy and feel happy seeing these items in your home, then that’s what counts!

5. I feel secure having this/ Can’t have empty space

No matter how many possessions you acquire the need for more will occur. Remember to keep what makes you happy, and give away what you don’t like. If you don’t like empty space, look at why. Also keep in mind that no matter how much you have, keep these areas safe and accessible. This is your home and a place to retreat to from the outside world.

6. It cost so much/got it for free

It’s all relative to how you look at value. Whether you spent more on an item or got it for free it comes down to how you view this. When looking at an item in this category to purge or keep, check out if your beliefs or values around the money are holding you back from making the decision. This awareness may open you up to making a decision based on what you like regardless of the cost.

Looking at these categories and evaluating brings self awareness and conscious choices. This awareness can lead you to taking another step; recognizing what’s behind your decision making. If you choose to recognize these things it might set you free. One being mental clarity and then giving yourself the freedom to make a choice. The choice of physically letting items go that you don’t really want, or keeping what you truly treasure!

If you are reading this, chances are that you will need an executor and/or will be an executor at some point in your life. An executor is the person named in a will to administrate the estate of the person who died leaving that will. The job of the executor is to make sure that the deceased person’s wishes, as described in the will, are carried out.
Here are some of the tasks executors perform:

• Inventorying the assets of the deceased: cash money, financial investments, real estate, collections of valuable objects, the contents of a home, as well as personal articles such as clothing and jewelry (this collection of assets is known as “the estate”).
• Obtaining contact information for far-flung beneficiaries and heirs named in the will, as well as notifying them.
• Identifying any outstanding debts of the deceased person and paying them off. Working with banks and other financial institutions to transfer money from living accounts to estate accounts.
• Calculating the taxes due on the estate, filing the estate tax return, and paying those taxes on time.
• Assisting an attorney, accountant, or other professional associated with the will.
• Distributing the estate to the beneficiaries and heirs after all the above has been completed, and disposing of what remains.

These tasks can be complex, full of “red tape” and frustrating, so it is important to choose the right person for the job.

A good executor is:

• Detail-oriented
• Comfortable with numbers
• A good problem-solver
• Willing to make decisions
• Patient when faced with frustration
• Able to be fair and impartial with family members and other heirs
• Available to spend the considerable time it can take to administer an estate

Too often, people making a will choose their executor based on family dynamics or out of a wish to bestow an ‘honor’ on a special person in their life. They give little consideration to the personal traits and skills needed by the executor, with disastrous results. As a professional organizer specializing in finances and paperwork, I have witnessed these horror stories when the wrong person was chosen for the job of executor:

• The sibling who was emotionally closest to the parent was chosen as executor. The executor was impatient and unable to be impartial; emotional blowups were frequent during the distribution of the estate, and assets were distributed first to the executor and then to the ‘squeaky wheel’ among the heirs.
• The will-maker chose the child who had pursued the same career, believing this ensured the necessary qualifications to be an executor. But this executor lacked the time to administer the estate and was easily frustrated when faced with red tape. The will-maker died five years ago and the estate is still not wrapped up.
• An executor with a lifelong fear of math procrastinated with the numbers and details of the estate, potentially missing tax deadlines and paying penalties and interest as a result.

The key take-away from this post is to choose your executor carefully, based on the skills needed to do the job. But perhaps, you have already chosen an executor who lacks some of these skills, and you don’t want to make waves by changing. Or maybe, you have been named as someone’s executor and feel unqualified for the job. In either case, don’t despair, because help is available. Professional organizers can help inventory the deceased person’s possessions, and can help sell and/or donate possessions not inherited by a specific individual. Some organizers specialize in the organizing of finances, paperwork and information, and can help with these aspects of the executor’s job. A good place to find an organizer to help with the administration of an estate is the ‘Find an Organizer’ link at www.napo-gpc.org.

Here is a list of rolex replica shredding events in the Delaware Valley. If you are planning to attend an event, it’s wise to check the website or call or e-mail to make sure the event isn’t iphone 5c refurbished canceled due to weather or other circumstances.

If you can’t wait for an event, try drop-off shredding services from Staples, Office Depot, Wiggins, or Mail Source (Springfield) for about $1 per pound.

Happy shredding!

Friday, May 2  3 pm – 5:30 pm West Chester
West Chester Wiggins Auto Tags — 1301 West Chester Pike, West Chester, PA 19380
2 paper grocery bags are $10.00 http://www.wigginsshredding.com/residential/tear-fests.php

Saturday, May 3  9 am – 12 pm Buckingham
Buckingham Township Public Works Building — Residents Only
4991 Upper Mountain Road, Buckingham, PA 18912
http://www.titanshredding.com/Community-Shredding-Services.aspx#calendar

Saturday, May 3  9 am – 11 am Newtown
First National Bank & Trust of Newtown — Bucks County Community College
272 Swamp Road, Newtown, PA 18940
http://www.titanshredding.com/Community-Shredding-Services.aspx#calendar

Saturday, May 3  9 am – 11 am
Middletown Township (Residents only)  — 3 Municipal Way, Langhorne, PA 19047
http://www.titanshredding.com/Community-Shredding-Services.aspx#calendar

Saturday, May 3  10 am – 1 pm Lawrenceville
Rider University Faculty, Staff, Students & Alumni only
Rider University General Services Building
2083 Lawrenceville Road  Lawrenceville, NJ 08648
http://www.shredone.com/community-shredding-events

Saturday, May 3  8 am – 12 pm Phoenixville
Schuykill Township
(CAT Pickering on Charlestown Road)
1580 Charlestown Road  Phoenixville, PA 19460

Events

Saturday, May 3  10 am – 12 pm Ridley Park
State Rep. Nick Miccarelli
605 E. Chester Pike  Ridley Park, PA 19078

Events

Saturday, May 3  1 pm – 3 pm Dallastown
York Township
190 Oak Road  Dallastown, PA 17313

Events

Saturday, May 10  9 – 1 pm  Oaks
State Rep Warren Kampf
422 Business Center  Mill Road  Oaks, PA 19456

Events

Saturday, May 10  9 am – 11:30 am  Philadelphia
State Rep. Mike McGeehan
Linden Avenue Boat Launch
Linden Ave. & Delaware Ave.  Philadelphia, PA 19114
http://www.titanshredding.com/Community-Shredding-Services.aspx#calendar

Saturday, May 10  9 am – 12 pm Philadelphia
State Senator Stack
Parkwood Shopping Center
12361 Academy Road  Philadelphia, PA 19114
http://www.titanshredding.com/Community-Shredding-Services.aspx#calendar

Saturday, May 10  9 am – 12 pm
First Federal of Bucks County
Bucks County Community College – Lower Bucks
1304 Veterans Highway  Bristol, PA 19007
http://www.titanshredding.com/Community-Shredding-Services.aspx#calendar

Saturday, May 17  9 am – 12 pm
Borough of Media
301 North Jackson Street  Media, PA 19063

Events

Saturday, May 17  9 am – 12 pm
Bucks First Federal Credit Union
Bucks County Tech. High School
610 Wistar Road  Fairless Hills, PA 19030
http://www.titanshredding.com/Community-Shredding-Services.aspx#calendar

Saturday, May 17  10 am – 12 pm  West Chester
West Chester Wiggins Auto Tags
1301 West Chester Pike  West Chester, PA 19380
2 paper grocery bags are $10.00
http://www.wigginsshredding.com/residential/tear-fests.php

Saturday, May 17  9 am – 11 am Easton
Williams Township
Municipal Office
655 Cider Press Road  Easton, PA 18042
(Residents only)
http://www.titanshredding.com/Community-Shredding-Services.aspx#calendar

Saturday, May 31  10 am – 12 pm  Philadelphia
Passyunk Square Civic Association (PSCA)
1400 East Passyunk Avenue & Reed  Philadelphia, PA 19147

Events

You know we always hear “Everything has its Place.”  It really does. Take a cluttered junk drawer filled with all kinds of mess. Often there are keys, batteries, receipts, tools, money, pens, gift cards, coupons, pencils, candy, stamps, unpaid bills, medicine, and restaurant menus having a conversation. You get the point. This happens when there is no designated area or system for these items. When we search for something and can’t find it, it affects our behavior and emotions. Yes, unfortunately here comes the yelling at the kids or running late for work because we can’t find the keys.

That is why drawer organizers are a great, efficient, and simple way to transform your space so everything has a proper spot. The goal is to find items when we need them. Imagine grabbing your keys and walking out the door on time for work. What a great feeling.

Here’s how to get started (once you’ve taken measurements and purchased your drawer organizers).

• Empty the cluttered drawer.

• Sort like items together — decide what you’ll keep and discard the rest.

• Take a look…no more clutter. Now grab those keys and go to work.
Happy organizing!

(Images of Organized Drawer owned by Carla Shipman aka Ms. DeClutter)